Home Ownership Program
At LCCDC, we specialize in designing and constructing affordable housing solutions for low- to median-income families in Lincoln County, Nebraska. With a team of experienced professionals, we prioritize efficiency and cost-effectiveness in the construction process to ensure that your home remains affordable without compromising on quality. Our range of residential construction services is tailored to meet your unique needs, providing you with the home you deserve.
Home For Sale
3-Bedroom / 1-Bath / 1,206 Square Feet
1016 North Jessie Avenue, North Platte, NE
As a first-time home buyer, you may qualify to purchase this brand-new home with a $10,000 Closing Costs Assistance.
Not only are your closing costs and down payment covered, but you can walk into this home with over $25,000 equity as grants have allowed us to offer this home at a lower price than it costs to build. That's a smart investment to set you up for success!
This home features an open floor plan, providing a spacious and inviting atmosphere. The flooring consists of vinyl plank throughout the main living areas, with cozy carpet in the bedrooms. Additional amenities include an automatic garage door opener for easy access, a deck on the side for outdoor enjoyment, a covered porch in the front, perfect for relaxing and welcoming guests, and a single-car garage to protect your vehicle from the elements.
To purchase this home, contact the agent.
Steps to Home Ownership
We understand that buying a home can be an overwhelming process, and we're here to make it easier for you. With these simple steps to home ownership, you'll be on your way to finding your dream home in no time.
Step 1: Determine Your Eligibility
The first step in the affordable home ownership process is determining your eligibility. This includes checking the federal income guidelines to see if you qualify for our program. You'll also want to check your credit score. You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.
Step 2: Determine Your Budget
Look closely at your finances, including your income, expenses, and savings. This will help you understand how much you can afford to spend on a home and what monthly mortgage payments you can comfortably handle.
Step 3: Get Pre-Approved for a Mortgage
Once you have a clear understanding of your budget, it's time to get pre-approved for a mortgage. This step involves working with a lender to assess your financial situation and determine how much they are willing to lend you. Experienced mortgage professionals can guide you through the pre-approval process, ensuring that you have all the necessary documents and information to secure a loan.
Step 4: Contact the Listing Agent
The home(s) we have available can be purchased through the listing agent. Provide your mortgage pre-approval paperwork to the listing agent, and she can work through the process of home ownership with you.
Don't wait any longer to make your dream of owning a home a reality. Follow our step-by-step guide and start your journey to home ownership today.